We should argue for a re-unification of the UK health services.

Health and other Insurance and the Risk to Liberty.

The idea of a large mutual for health insurance came from Mr Aneurin Bevan in the Beveridge report.
Do we agree with the loss of liberty in order to reduce premium?, and rationed covertly, more and more people, will either pay or buy insurance products. The differential means that, like Obamacare, the 4 UK Health Services end up taking on the worst risks, which then makes demand higher and outcomes worse. In the US this is part of what is destroying what was intended as a seismic change in health care.
and on NHSreality
The whole principle of insurance is that we mutualise risk. In a hypothetical world, where companies can measure lifestyle and other risk factors, premiums can be varied according to risk profile.
Taken to its ultimate extreme, this individualises and de-mutualises risk: “Thereby undermining the whole basis of insurance”.
Do readers agree or disagree?
There are competing Liberal principles represented here.
Do readers support the loss of liberty needed to reduce individual premiums?
Do readers favour the increased education and autonomy represented by the ability to reduce premium?
Do we believe that the de-mutualisation of risk becomes individual, which undermines the social “good” of Insurance.
Do we agree with more and more information being collected by insurance companies?
I know the Liberal party argued against devolution.

Most doctors  agree that the de-mutualisation of the UK, from one NHS to 4 dispensations, is a negative for health. We should argue for a re-unification of the UK health services.

This entry was posted in A Personal View on by .

About Roger Burns - retired GP

I am a retired GP and medical educator. I have supported patient participation throughout my career, and my practice, St Thomas; Surgery, has had a longstanding and active Patient Participation Group (PPG). I support the idea of Community Health Councils, although I feel they should be funded at arms length from government. I have taught GP trainees for 30 years, and been a Programme Director for GP training in Pembrokeshire 20 years. I served on the Pembrokeshire LHG and LHB for a total of 10 years. I completed an MBA in 1996, and I along with most others, never had an exit interview from any job in the NHS! I completed an MBA in 1996, and was a runner up for the Adam Smith prize for economy and efficiency in government in that year. This was owing to a suggestion (St Thomas' Mutual) that practices had incentives for saving by being allowed to buy rationed out services in the following year.

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