Some things should not be funded by the state, but the funerals of destitute people have to be…
The widely discussed problem of fuel poverty, when an increasing proportion of a household’s income is spent on energy, was trumped last week by another concept – funeral poverty.
The soaring cost of coping with the death of a family member is pushing more and more people toward state-aided funeral arrangements, according to a study by the University of Bath, published on Tuesday, and reported here.
There are two ways in which the state can help meet burial costs. The first is via a payout under the “Funeral Payments” system overseen by the Department for Work & Pensions (DWP). This is aimed at helping lower-income families meet burial costs of spouses or children. To qualify, families need to be receiving certain benefits….
….Consumer group Which? provides a range of information about funeral payment options. It includes the following insurance-based example, where “a 60-year-old man paying £15 a month to Legal & General would get £2,879 for a funeral after two years. After his 76th birthday, he’d have paid more than the policy covers and would have to continue paying until he died or reached 90.”